More Austerity, Limited Growth

I listened to the Chancellor deliver his Autumn statement, hoping to find some positive news which I could pass on to you. It was in short supply but amid the gloom there were some nuggets that have been overlooked by many commentators. For a start, while the Office of Budget Responsibility (OBR) told us economic[…]

Are your savings safe?

October saw 12 banks and building societies have their credit rating reduced, including Lloyds, Santander, RBS, the Co-operative Bank, prompting many to question the safety of their savings. The Financial Services Compensation Scheme (FSCS) is the UK’s compensation fund of last resort for customers of authorised financial services firms. It covers private individuals and some[…]

Autumn Statement Predictions

29 November will see Chancellor George Osborne take to the stand to deliver the eagerly anticipated Autumn Statement. The UK economy is in desperate need of a growth spurt, despite the recent £75 billion Quantitative Easing boost, and business groups are already campaigning for the announcements they want to see. Here are some of the[…]

Effective sales planning

The ability to predict realistic sales levels is essential for a business. Not only does it enable you to identify and deal with any possible cashflow issues, it also makes it easier to plan for growth, to exploit openings in the market, and to manage operations and production. A sales forecast provides a business with[…]