Umar Memon
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Finance Bill 2016 passes through parliament
The Finance Bill 2016 passed through parliament in December 2015. This bill puts into law many of the measures announced by the Chancellor in his Budget and Autumn Statement speeches. Important areas which were clarified: the annual investment allowance is… Read more Finance Bill 2016 passes through parliament
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New state pension: a guide
The new state pension comes into effect from 6 April 2016 but research has found that many savers don’t understand the changes. A survey by Aviva found that: 24% are unaware of the flat rate pension 42% of 55-64 year… Read more New state pension: a guide
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Help to Buy ISAs popular in first month
Two thirds of potential home buyers plan to use the Help to Buy ISA scheme to save a deposit for a home. The research by MoneySuperMarket found that 82% of prospective buyers think the scheme will help them get on… Read more Help to Buy ISAs popular in first month
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Preparing for the national living wage
The national living wage (NLW) of £7.20 an hour for workers aged 25 and over will come into effect on 1 April 2016. The national minimum wage will continue to apply to all other eligible workers. Although April may seem… Read more Preparing for the national living wage
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Retirement planning
An introduction to using your resources to ensure you get the retirement you want. What do you want your life to be like when you pass retirement age? Are you looking forward to the end of your working life as… Read more Retirement planning
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Choosing a business structure
An introduction to the most common types of businesses: sole traders, limited companies and partnerships. After the start of a brand new year, changing something about the way you do business can make you feel like you’ve turned a new… Read more Choosing a business structure
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Seasons Greetings from Jack Ross
Please click on the link below to enjoy our short festive greeting. Read more Seasons Greetings from Jack Ross
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Consumer confidence rises despite uncertainty over economy
People feel more confident about their personal finances but still have concerns about the state of the economy. According to GFK’s consumer confidence index, most people report a rise in confidence in the past year with forecasts predicting further growth… Read more Consumer confidence rises despite uncertainty over economy
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Women unsure about pension savings
When it comes to retirement plans, 71% of women don’t know what size pension pot they need to provide the retirement income they want. According to research by Scottish Widows and the Fawcett Society, 43% of women have little or… Read more Women unsure about pension savings
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Higher stamp duty rates for buy-to-let property
Stamp duty land tax (SDLT) on additional properties such as buy-to-let investments and second homes will be 3 percentage points higher than current SDLT from April 2016. Corporate properties and properties in Scotland (which are subject to land and building… Read more Higher stamp duty rates for buy-to-let property